Business Summary Management Board of Directors Joint Auditors Company Registrar Subsidiaries/Associates Capital Structure

   UNITED BANK FOR AFRICA PLC. - 11/10/2011

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Index: 20012.07 -94.01 -0.47%

Business Summary Management Board of Directors Company Secretary Company Registrars Subsidiaries/Associates Joint Auditors Quote Login
Sector:
BANKING
Listing Date:
1971
End of Accounting Year:
31 Dec
Share Outstanding:
32,334,693,693.00
NSE code
UBA
AGM Date:
13-05-2011


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No. Of Deals:   200.00

Volume Traded:   82,148,389.00

Value Traded:    336,168,921.91

52 Weeks High:  11.70

52 Weeks Low:    3.40

Open Price:    4.12

Close Price:    4.15

High Price:    4.19

Low Price:    4.09

Year To Date Appreciation:   -69.03 

 

1 Week Change (%)

1 Month Change (%)

6 Months Change (%)

1 Year Change (%)

UBA

2.72

3.75

-48.12

-56.5

NSE All-share Index

-2.77

-5.17

-18.9

-17.33

Quarterly Results For UBA

20th July 2011: 2nd Quarter Results for the Period Ending 30-JUN-11


Values
2011 N'm
2010 N'm
% Change
Profit & Loss Information
Gross Earnings
87,663
93,656
-6.4%
Profit Before Tax
10,111
8,636
17.08%
Taxation
-1,995
-3,789
-47.35%
Profit Or Loss After Tax
8,116
4,847
67.44%
Balance Sheet Information
Fixed Assets
61,948
65,200
-4.99%
Treasury Bill
124,699
123,455
1.01%
Investments
397,010
384,453
3.27%
Loans & Advances
715,844
628,811
13.84%
Cash & Bank Balances
117,611
68,056
72.82%
Short Term Borrowings
75,297
63,293
18.97%
Deposits
1,411,000
1,267,000
11.37%
Other Credit Balances
143,507
107,806
33.12%
Other Debit Balances
400,719
347,721
15.24%
Net Assets
187,075
179,426
4.26%
  VALUATION MEASURES
Market Cap :
134,188,978,825.95
EPS:
0.25
P/E:
16.53
Book Value :
N/A
Book Value Per Share :
N/A
Price/Book
N/A
  FINANCIAL HIGHLIGHTS
  Fiscal
Fiscal Year End
31 Dec
Most Recent Quarter
2nd Quarter
  Profitability
Profit Before Tax Margin
11.53
Profit After Tax Margin
9.26
Profit Before Tax Growth
17.08
Profit After Tax Growth
67.44
  Management Effectiveness
Return On Assets
0.00
Return On Equity
0.04


  INCOME STATEMENT
Revenue:
N87,663.00(mln)
Revenue Per Share :
2.71
Revenue Growth :
-6.40%
   Balance Sheet
Total Cash
117,611.00
Shareholder Fund Growth
4.26%
Loan Growth
13.84%
Deposit Growth
11.37%
Fixed Asset Growth
-4.99%
  Dividends & Splits
Dividend:
0.05 (2011-04-27)
Bonus Declared
1 for 4 (2011-04-27)
  TRADING INFORMATION
  Stock Price History
52-week Change:
-56.50%
52-week Change
(relative to NSE Index)
-17.33%
52-Week High:
11.70
52 Week Low :
3.40
50-Day Moving Average :
4.27
200-Day Moving Average:
7.05
  Share Statistics
Ave. Volume (3 month):
17,767,460.89
Ave. Volume (10 days):
38,352,255.10
Shares Outstanding:
32,334,693,693.00
Daily Volume
82,148,389.00


United Bank for Africa Plc
Balance Sheet as at 31 December 2010
Assets employed
2010
2009
Cash and balances with central banks
68,056
68,225
Treasury bills and other eligible bills
123,455
42,035
Due from other banks
302,272
470,195
Loans and advances to customers
628,811
606,616
Investment securities
384,453
188,407
Investment in joint venture
939
245
Investment in associates
9,179
9,261
Deferred taxation
3,341
Goodwill
3,479
2,983
Investment properties
269
Other assets
28,511
87,003
Property and equipment
65,200
73,042
Total Assets
1617696
1548281
Financed by:
Ordinary share capital
12,934
10,778
Share premium account
111,489
113,645
Revaluation reserve on fixed assets
11,231
Retained earnings
16,504
Other reserves
24,371
Attributable to equity holders of the parent
176,529
Reserves
57,090
Non-controlling interest
2,897
5,316
Total equity
179426
186829
Total equity and liabilities
1617696
Customers’ deposits
1,267,171
1,245,650
Due to other banks
7,456
15,807
Liability on investment contracts
33,090
22,138
Borrowings
82,144
14,760
Current income tax
2,794
3,385
Other liabilities
43,599
58,187
Deferred income tax liabilities
30
2
Dividend payable
20
Retirement benefit obligations
1,986
1,503
Total Liabilities
1438270
1361948
Total equity and liabilities
1548281
Acceptance and guarantees
689479
Off-balance sheet engagements and contingencies
654360
PROFIT AND LOSS ACCOUNTS
For the year ended 31 December 2010
Gross Earnings
185186
246725
Interest and similar income
117,745
Interest and similar expense
-46,969
Net Interest income
70,776
Other income
67,441
Net operating income
138,217
187,066
Operating expenses
-103,981
-135,228
Diminution in asset values
-18,213
Share of loss in associate
-82
Share of loss in joint venture
-56
Provision for losses
-38,176
Profit before taxation and exceptional items
15,885
13,662
Exceptional items
-12,666
-7,025
Taxation
-2,621
-4,262
Profit after taxation and exceptional items
598
2375
Non-controlling interest
70
-262
Profit attributable to shareholders
668
2113
Earnings per share (basic) – kobo
10
Statement of Cash Flows
For the period ended 31 December 2010
Cash flows from operating activities
Cash generated from operations
54,492
-262,976
Tax paid
-6,511
-7,283
VAT Paid
-305
-436
Net cash (used in)/from operating activities
47676
-270695
cash flows from investing activities
Purchase of long-term investment
-202,425
13,141
sale of short term investment
5,811
118,936
Dividend received
1,475
363
Investment in subsidiary
-4,268
Additional investment in joint venture and associate
-750
-9,348
Treasury bills and government bond held to maturity
66,568
69,363
Purchase of treasury bills and government bonds held to maturity
-69,363
Proceeds on disposal of investment property
269
1,820
Purchase of property, plant and equipment
-5,381
-28,319
Proceeds from sale of property and equipment
2,528
4,227
Net cash used in investing activities
-265041
27189
Cash flows from financing activities
Dividend paid to shareholders
-2,156
-12,934
Share issue expenses
-391
Proceeds from long-term loan
67,344
14,760
Net cash from/(used in) financing activities
65188
1435
(Decrease)/increase in cash and cash equivalents
-152177
-242071
Analysis of changes in cash and cash equivalents
At start of period
526,085
768,156
At end of period
373,908
526,085
(Decrease)/increase in cash and cash equivalents
-152177
-242071
Investment Valuation Ratios
Investment Valuation Ratios
Dividend Per Share
-0
Operating Profit Per Share (Rs)
Profitability Ratios
Operating Profit Margin(%)
0.75%
Net Profit Margin
Return on Net Worth(%)
0.00%
Return on Assets
0.00%
Debt Equity Ratio
8
Net Interest Margin
0.60%
Cost to income ratio
-0.75%
Capital Adequacy Ratio
0.11%
PBT Growth
0.16%
PAT growth
-0.75%
PAT margin
0.00%
PBT MARGIN
0.09%
ROA
0.00%
ROE
0.00%
SHF Growth
-0.04%
Loan Growth
0.04%
Assets Growth
0.04%
Deposit Growth
0.02%
Loan to deposit
0.50%
Deposit to Assets
0.78%
Cost/Income (%)
-0.75%
Net Profit Margin (%)
0.00%
Dividend yield
-0
P/E
295,770,526
P/BV
0
Equity capital to deposits
0.14%
Loan-to-deposits (LTD)
0.50%
NPL Ratio (RHS)
BVPS (N)
Interest Income/Gross Earnings
0.64%
Non-Interest Income/Gross Earnings
6.84%
Cash Flow Indicator Ratios
Dividend Payout Ratio
-4
Earning Retention Ratio
4.61%
Earnings Per Share
0
Announcement Date
Agm Date
Book Closure
Address
14th April, 2010
2010-05-25
2010-04-28
14th April, 2011
2011-05-13
2011-04-27
Grand Hotel, Asaba Delta State
Bonus
Bonus Type
Announcement Date
Payment Date
Closure Date
1 for 4
--
--
--
2008-12-16
1 for 2
--
--
--
2008-06-04
1 for 5
--
--
--
2007-01-22
1 for 10
--
--
--
2006-12-15
1 for 5
--
--
--
2004-09-02
1 for 2
--
--
--
2002-07-18
1 for 2
--
--
--
2008-06-04
1 for 5
--
--
--
2007-01-22
1 for 10
--
--
--
2006-12-15
1 for 5
--
--
--
2004-09-02
Dividend
Dividend Type
Announcement Date
Payment Date
Closure Date
0.75
--
--
--
2008-12-16
0.25
--
--
--
2008-06-04
1.2
--
--
--
2008-01-09
1
--
--
--
2007-01-22
0.6
--
--
--
2005-06-23
0.6
--
--
--
2004-09-02
0.3
--
--
--
2002-07-18
0.25
--
--
--
2001-07-19
0.10
FINAL
30th March, 2010
--
2010-04-26
0.05
FINAL
14th April, 2011
2011-05-17
2011-04-27
Right Ratio
Face Value
Announcement Date
Record Date
Ex-right Date
Premium
Old Face Value
New Face Value
Announcement Date
Ex-split Date
Meeting Date
Remark/Outcome